Pay, get paid, and forget about manual reconciliation thanks to this account integrated into the platform.
Pay expenses with physical and virtual cards, collect payments in Holded Wallet, and rest assured that your accounting will be updated automatically.
Whether virtual or physical, for everyday use or for a specific occasion. Easy to create and assign. Set limits and control everything in real time.
Your Holded Wallet account for €10/month.
Choose the payment method that works best for your business, even if you have to make multiple payments at once.
Holded automatically links your accounting so you no longer have to mark payments or income manually.
Payment transfer details are filled in automatically from the invoice. No errors, no duplicates.
Sergio Mosquera
CFO of Vranded House
Spanish IBAN: Transparency and security in all your transactions.
Protected funds: Your funds are safeguarded by authorized providers.
Fast and reliable: Open your online account in minutes and receive your card in less than 72 hours.
Create invoices, quotes, and proformas in seconds, automatically.
No, Holded is not a bank. We operate through Swan, a financial institution with an electronic money license, which allows us to provide you with integrated and secure banking services.
After creating your account, you can easily deposit funds from another bank via SEPA transfers. You can also share your IBAN details with a third party and ask them to make their next payment into this account.
All electronic money institutions are required to safeguard their clients’ funds. In the event of the custodian bank’s insolvency, the French Deposit Guarantee Fund protects each account holder up to €100,000.
For now, each company can only have one.
You can make unlimited SEPA transfers of any amount, regardless of your plan.
Holded Wallet is designed to make your business’s daily financial management as efficient and cost-effective as possible. That is why most of your routine operations carry no additional costs.
Below are the details of which operations are free and which have an associated fee:
Operations at no additional cost
- You can perform the following transactions completely free of charge:
- SEPA Transfers: Both sent and received (in Euros).
- Card Payments: All purchases made with your Wallet card in Euros (€).
- Direct Debits: Management and collection of your direct debits in Euros (€).
Certain specific operations involve a management fee or currency exchange commission:
- ATM Withdrawals:In Euros: €1 per withdrawal.
- Other currencies: 2% of the amount withdrawn.
- Card Payments in other currencies: 2% currency exchange commission.
- International Transfers: From €5 (the final cost will depend on a variable percentage based on the destination currency).
Note: Please remember that to enjoy the benefits of Holded Wallet, you must have an active subscription to a Holded plan.
Yes, you need an active Holded plan to use Holded Wallet.
